Objective: A money system you’ll actually use.
Budgets don’t work because they’re not prescriptive. An effective plan for your money helps you decide where to allocate your dollars before the month begins. Decide once, and then simply plug in my numbers every month and stick to the plan.
At the beginning of every month, I already know my upcoming paychecks and last month’s commission. And I already know my monthly balance to pay off my credit card in full. So I have a very clear picture at the beginning of the month to tell my money where to go.
Everything else is determined by the goals and percentages I’ve decided.
Try it out:
https://rows.com/embed/1kS7EArGgNX76ahkrB1kDZXOHL2iwSMMAyv9BHa9jCaG/57107299-e8e3-4b1c-97d0-cddf34391d73